J. A. Ezeonwumelu and U. G. Ojukwu, “Pension Reform Act 2014 and Challenges of Pension Administration in Nigeria (2014-2022)”, Direct Res. J .Soc. Sci. Edu. Studies, vol. 14, no. 2, pp. 159–171, Jul. 2026, doi: 10.26765/DRJSSES59056230.